Dubai · Abu Dhabi

Investment-focused property advisory in Dubai and Abu Dhabi

I explain current projects, payment plans and legal steps in a plain and transparent way. Together we build a plan that fits your budget, your goal and your exit strategy.

Developers I work with

  • Ellington Properties
  • Ohana Development
  • Beyond
  • Wasl
  • Modon Properties
  • Ellington Properties
  • Ohana Development
  • Beyond
  • Wasl
  • Modon Properties
  • Ellington Properties
  • Ohana Development
  • Beyond
  • Wasl
  • Modon Properties

Projects

Projects I work with

Prices and availability change from release to release. Ask for the current price list and I will send it the same day.

Le Château

Beyond

Al Marjan Island, Ras Al Khaimah

Beachfront in Ras Al Khaimah; at launch one-bedroom apartments started from USD 600,000.

Layouts
1 to 3 bed
Payment plan
50/50
Handover
Q4 2029
All projects

Approach

How I work

  1. 01

    Goal first

    A visa, rental income or capital growth? We talk through budget, horizon and exit strategy; the project comes after that.

  2. 02

    Not every project fits everyone

    Not every project is right for every investor. When a project does not fit your goal, I say "do not buy this one".

  3. 03

    From the first step to the keys

    When you invest from abroad, trust matters most. We follow construction progress, payments and documents together until handover.

Yusuf Oktay

Introduction

About

After a 14-year corporate career at companies such as Deloitte, IBM, Şişecam and Eczacıbaşı, I now work in Dubai as an investment-focused property advisor.

I explain current projects in Dubai and Abu Dhabi, advantages such as the Golden Visa, and the legal steps in a plain and transparent way. Not every project is right for every investor; my aim is to put your investment decision on an informed and professional footing.

I share my market views on my YouTube channel and on Instagram.

Provident Estate LLC

Market

News

Developments that move the Dubai and Abu Dhabi property market, with my own take.

All news

Next step

Let's start with a short call

We talk about what you are after and whether off-plan suits it. If it does not, I will say so.

Book a call

The calendar opens through Calendly.

Questions

What people ask first

If something is not covered here, ask on the call.

What does off-plan mean?

It means buying a property before it is finished, sometimes before construction starts. You do not pay the full price up front; you pay in instalments during construction and take the property at handover.

Can I buy from outside the UAE?

Yes. Foreigners who do not live in the UAE may acquire property in Dubai's designated freehold areas; the title deed is issued by the Dubai Land Department. In Abu Dhabi, foreigners may own residential units in designated areas, including Yas Island and Saadiyat.

Source: the official portal of the UAE Government (u.ae).

How much do I need to start?

It depends on the project. For the projects on this site, launch prices started at around AED 1.7 million. The first payment and the instalments depend on the payment plan; we work out the number together, based on your goal.

How do payment plans work?

You make a first payment at reservation, the rest is split into instalments tied to construction stages, and the last part is paid at handover. A "50/50" plan means half of the price is paid until handover and the other half at or after handover. Every project has its own plan.

Does buying property give me residency?

According to the Dubai Land Department, property worth at least AED 2 million and wholly owned by the investor (one or more properties) can support an application for a 10-year renewable Golden Visa. The property may be mortgaged; in that case a letter from the bank is required.

Rules can change. We check the current conditions together before you apply.

Source: Dubai Land Department.

What costs come on top of the price?

In Dubai the largest item is the Dubai Land Department registration fee: 4% of the property value. On top of that come the developer's administrative charges and registration fees. Rates may differ in other emirates.

Before you decide, we list every item in writing.

Source: Dubai Land Department.

What happens if the developer does not deliver?

In Dubai, buyers' payments for off-plan units go into an escrow account opened in the name of the project. Under Dubai Law No. 8 of 2007 that account is used only for the construction of that project, and the developer's creditors cannot attach it.

This is a protection, but it does not remove the risk; the developer's delivery record matters too.

Source: Dubai Law No. 8 of 2007.

Can I sell before handover?

In most projects yes, but only after you have paid a share of the price set by the developer. The share differs from project to project and is written in the sale agreement. We read that clause together before you buy.

Dubai or Abu Dhabi?

They answer different needs; the right answer depends on your goal, your budget and your horizon. On the call we talk it through for your situation.

What happens on the call?

We talk about what you are after, your budget and your horizon. If off-plan does not suit you, I will say so. If it does, we decide together which projects are worth looking at.

Message

If you prefer to write

Tell me your budget and your goal, and we will go through the options that fit.

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