What people ask first

It means buying a property before it is finished, sometimes before construction starts. You do not pay the full price up front; you pay in instalments during construction and take the property at handover.

Yes. Foreigners who do not live in the UAE may acquire property in Dubai's designated freehold areas; the title deed is issued by the Dubai Land Department. In Abu Dhabi, foreigners may own residential units in designated areas, including Yas Island and Saadiyat.

Source: the official portal of the UAE Government (u.ae).

It depends on the project. For the projects on this site, launch prices started at around AED 1.7 million. The first payment and the instalments depend on the payment plan; we work out the number together, based on your goal.

You make a first payment at reservation, the rest is split into instalments tied to construction stages, and the last part is paid at handover. A "50/50" plan means half of the price is paid until handover and the other half at or after handover. Every project has its own plan.

According to the Dubai Land Department, property worth at least AED 2 million and wholly owned by the investor (one or more properties) can support an application for a 10-year renewable Golden Visa. The property may be mortgaged; in that case a letter from the bank is required.

Rules can change. We check the current conditions together before you apply.

Source: Dubai Land Department.

In Dubai the largest item is the Dubai Land Department registration fee: 4% of the property value. On top of that come the developer's administrative charges and registration fees. Rates may differ in other emirates.

Before you decide, we list every item in writing.

Source: Dubai Land Department.

In Dubai, buyers' payments for off-plan units go into an escrow account opened in the name of the project. Under Dubai Law No. 8 of 2007 that account is used only for the construction of that project, and the developer's creditors cannot attach it.

This is a protection, but it does not remove the risk; the developer's delivery record matters too.

Source: Dubai Law No. 8 of 2007.

In most projects yes, but only after you have paid a share of the price set by the developer. The share differs from project to project and is written in the sale agreement. We read that clause together before you buy.

They answer different needs; the right answer depends on your goal, your budget and your horizon. On the call we talk it through for your situation.

We talk about what you are after, your budget and your horizon. If off-plan does not suit you, I will say so. If it does, we decide together which projects are worth looking at.